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  • Bankruptcy

    Debtors who owe more money than they can pay, under federal law, can either eliminate their debts.

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  • Foreclosures

    Foreclosure is the legal right of a mortgage holder or other third party lien holder to gain ownership and/or the right to sell the property.

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  • Wage Garnishment

    If this is happening to you the Turoci Bankruptcy Firm can have it stopped by guiding you through the process of filing for bankruptcy.

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  • Debt Relief

    Debt relief is the partial or total forgiveness of debt, or the slowing or stopping of debt growth, owed by individuals or corporations.

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Types of Bankruptcy.

What is a Chapter 7 Bankruptcy?

A Chapter 7 Bankruptcy is a legal action making your possessions (called assets) available to creditors (to whom you owe money) in exchange for eliminating your debts. The action takes place in federal bankruptcy court and is started by filing a petition by you (the debtor) listing all of the things you own and ALL of the debts you owe.

What is a Chapter 9 Bankruptcy?

A lesser recognized chapter of bankruptcy that is particularly designed for “municipalities,” which includes counties, taxing districts, cities, towns, municipal utilities, and school districts.

What is a Chapter 11 Bankruptcy?

Chapter 11 is known as the reorganization chapter of the bankruptcy code because it permits a debtor to reorganize financial obligations while retaining assets, which may be accomplished through the sale of certain assets to pay down debt and refinance existing debts.

What is a Chapter 12 Bankruptcy?

A Chapter 12 can be filed by a family farmer or fisherman. To qualify, more than 50% of your income must be derived from a farming or fishing enterprise our courts have given pretty wide latitude to what constitutes a farming enterprise.

What is a Chapter 13 Bankruptcy?

A chapter 13 bankruptcy is also called a wage earner’s plan. It enables individuals with regular income to develop a plan to repay all or part of their debts. Under this chapter, debtors propose a repayment plan to make installments to creditors over three to five years.

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Chapter 7 Bankruptcy?

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Chapter 9 Bankruptcy?

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Chapter 11 Bankruptcy?

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Chapter 12 Bankruptcy?

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Todd Turoci

About Todd Turoci.

Our professionalism, insight, drive, and tenacity has been derived from my personal experience serving as a Deputy District Attorney, a Captain in the Marine Corps, as well as serving as Judge Pro Tem – ensuring the swift and successful discharge of your bankruptcy case. The Turoci Firm will help to put you on the road to restoring your life-style and enjoying your life again.

No other bankruptcy attorney in Southern California can offer you that same level of experience and success – Experience that will help you save time, money, and stress.

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